VA Loans

American flag on display for our veterans using a VA loan.What is a VA Loan?

VA Loans are Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders like us, and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Who can use a VA loan?

  • Current active duty military, Veterans with 18+ months of service, or eligible surviving spouses.
  • Honorably or Medically Discharged Veterans
  • National Guard Members and Reservists with 6+ years of service

Apply for a VA Loan with us – We love our Veterans!

Click here to get started.


*Please visit our Disclosures page for more details for all loan types.” on all pages that have the above terms

1090 Adams St. Suite L. Benicia, CA. 94510 | (707) 486-2860
Branch NMLS# 868499
Licensed in California, Nevada and Oregon

Mitchell Chernock NMLS 236204
CA.DRE: 00583404/01215943

Licensed by the Dept. of Business Oversight under the CRMLA
Company NMLS#1850

Equal Housing Opportunity

© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.